ECL
ECL Insight
Singapore

Healthcare Malaysia 450 Pte Ltd

FR-BOR-02

Borrower 360 · MA0450 · Malaysia

Audit Log
HM

Healthcare Malaysia 450 Pte Ltd

Active
MA0450CIF100450Malaysia · Malaysia — Kuala Lumpur
Relationship Manager
Priya Nair
Client Since
5.7 yrs (2020-09-09)

Portfolio Allocation

Exposure ranking · industry mix · collateral coverage

Industry · Sub-sector
Healthcare · Medical Devices
Exposure Rank
#562/ 1,200
Total Outstanding
9.44SGD M
Facilities
4
Collateral Coverage
69.2%

Risk Profile

Internal grade · PD · LGD secured · total assets

Internal Grade
1
2
3
4
5
Watch
6
7
8
Current PD (12M)
16.89%
31.81% QoQ
LGD (Secured)
43.9%
EAD-weighted
Total Assets
1,477
SGD M
Limit (SGD M)
12.76
Outstanding (SGD M)
9.44
Undrawn (SGD M)
3.33
EAD (SGD M)
10.32
ECL (Weighted) (SGD M)
0.18

Active Facilities & Exposures

4 facilities · ECL = PD × LGD × EAD discounted at EIR

FacilityProduct · SegmentCCYLimitOutstandingUndrawnEADPD%LGD%DPDECLStageStatusMaturity
FAC-00204
Bank Guarantee
Trade Finance · CCF 1.00
SGD2.071.800.272.0781.0540.62860.178S3NPL2025-08-02
FAC-02604
Corporate Term Loan SGD
Corporate · CCF 0.20
SGD2.091.650.441.741.2546.6160.001S1Active2023-07-26
FAC-03804
HDB Mortgage
Mortgage · CCF 0.20
SGD1.010.670.340.741.9749.5290.001S1Active2029-07-11
FAC-01404
Corporate Term Loan FCY
Corporate · CCF 0.20
USD7.605.322.285.770.5343.640.001S1Active2024-10-29
Total Exposure12.769.443.3310.320.181