ECL
ECL Insight
Singapore

RealEstate Malaysia 88 Pte Ltd

FR-BOR-02

Borrower 360 · MA0088 · Malaysia

Audit Log
RM

RealEstate Malaysia 88 Pte Ltd

Active
MA0088CIF100088Malaysia · Malaysia — Penang
Relationship Manager
Lim Wei Jie
Client Since
2.1 yrs (2024-04-02)

Portfolio Allocation

Exposure ranking · industry mix · collateral coverage

Industry · Sub-sector
Real Estate · Residential Developer
Exposure Rank
#144/ 1,200
Total Outstanding
14.29SGD M
Facilities
4
Collateral Coverage
61.6%

Risk Profile

Internal grade · PD · LGD secured · total assets

Internal Grade
1
2
3
Strong
4
5
6
7
8
Current PD (12M)
10.96%
49.24% QoQ
LGD (Secured)
38.6%
EAD-weighted
Total Assets
617
SGD M
Limit (SGD M)
19.66
Outstanding (SGD M)
14.29
Undrawn (SGD M)
5.60
EAD (SGD M)
15.44
ECL (Weighted) (SGD M)
0.19

Active Facilities & Exposures

4 facilities · ECL = PD × LGD × EAD discounted at EIR

FacilityProduct · SegmentCCYLimitOutstandingUndrawnEADPD%LGD%DPDECLStageStatusMaturity
FAC-00184
SME Loan
SME · CCF 1.00
SGD1.981.940.041.9871.6055.32210.184S3NPL2031-02-27
FAC-02584
Private Mortgage
Mortgage · CCF 0.20
SGD2.281.550.731.690.3036.290.001S1Active2028-07-31
FAC-03784
Revolving Credit Facility
Corporate · CCF 0.20
SGD7.235.591.645.921.0239.1220.001S1Active2024-06-16
FAC-01384
Corporate Term Loan SGD
Corporate · CCF 0.20
SGD8.175.213.195.853.5833.2270.001S1Active2021-07-31
Total Exposure19.6614.295.6015.440.187