ECL
ECL Insight
Singapore

Tech India 295 Pte Ltd

FR-BOR-02

Borrower 360 · IN0295 · India

Audit Log
TI

Tech India 295 Pte Ltd

Active
IN0295CIF100295India · India — Bangalore
Relationship Manager
Anita Sharma
Client Since
2.1 yrs (2024-03-15)

Portfolio Allocation

Exposure ranking · industry mix · collateral coverage

Industry · Sub-sector
Tech · IT Services
Exposure Rank
#168/ 1,200
Total Outstanding
13.83SGD M
Facilities
5
Collateral Coverage
70.4%

Risk Profile

Internal grade · PD · LGD secured · total assets

Internal Grade
1
2
3
4
Good
5
6
7
8
Current PD (12M)
4.30%
11.61% QoQ
LGD (Secured)
42.3%
EAD-weighted
Total Assets
496
SGD M
Limit (SGD M)
20.54
Outstanding (SGD M)
13.83
Undrawn (SGD M)
6.75
EAD (SGD M)
15.26
ECL (Weighted) (SGD M)
0.18

Active Facilities & Exposures

5 facilities · ECL = PD × LGD × EAD discounted at EIR

FacilityProduct · SegmentCCYLimitOutstandingUndrawnEADPD%LGD%DPDECLStageStatusMaturity
FAC-00041
HDB Mortgage
Mortgage · CCF 1.00
SGD0.430.340.100.4368.0144.02980.173S3NPL2024-06-01
FAC-04841
Corporate Term Loan SGD
Corporate · CCF 0.20
SGD4.973.661.323.921.3835.9130.001S1Active2024-06-25
FAC-02441
Corporate Term Loan SGD
Corporate · CCF 0.20
SGD3.432.361.082.573.9449.9180.001S1Active2030-04-20
FAC-03641
Corporate Term Loan SGD
Corporate · CCF 0.20
SGD3.422.231.192.470.6632.900.001S1Active2034-07-05
FAC-01241
Corporate Term Loan SGD
Corporate · CCF 0.20
SGD8.295.253.075.873.2247.050.001S1Active2026-05-10
Total Exposure20.5413.836.7515.260.177